A person's financial literacy depends on many external factors, including knowledge gained from the family and the immediate environment, as well as personal experience gained during growing up. However, in addition to the obvious reasons for squandering, there are also hidden psychological motives of this phenomenon - psychologist Yevgeny Shepeleva will tell you more about them.
Desire to fill the emotional hole inside
Waste of money most often occurs when a person feels anxiety inside himself, but does not notice it. Anxiety can manifest itself in different ways - sometimes a person unknowingly worries about past mistakes, unfinished relationships, childhood traumas and other problems that bother him. In this case, it is worth working out in detail your experiences and understanding how they affect your psychological state.
Acquired negative habits
Many people are faced with the fact that they have adopted some financial habits from their parents that prevent them from building their own strategy of spending and saving. Sometimes this is due to a kind of "genetic memory" - parents, always striving to immediately spend their entire salary on necessary purchases (including paying off debts, buying clothes for the winter, deposits), passed on this habit to their children, who, in turn also have not learned to respect money and think globally.
In addition, such habits are also accompanied by another problem - a sense of shame for the money earned. A person suffering from such complexes perceives the desire to earn as something shameful, which often leads to financial crises and unreasonable spending.
To solve the problem, it is necessary to realize the importance of competently building a financial strategy, as well as the fact that there is nothing shameful in having money, since it is a necessity and a key to a comfortable life for you and your loved ones.
Lack of love
Money is the psychic energy of other people, the energy of their labor, intellectual work. In terms of properties, it really looks like a surrogate for the energy of love. Therefore, at the moment when a person feels a lack of love or positive emotions, he resorts to shopping. Indeed, shopping improves mood and energizes. Only if you do not realize this, you can buy a lot of useless things without solving the problem itself - the need for love. Long-term replacement of love for shopping leads to debt and dissatisfaction with life, and therefore this issue should be approached more consciously.
Resentment
Any negative emotion is most often either "seized" or filled with joyful energy from purchases. However, it is worth noting that often the inability to manage our emotions costs us too much and sometimes it is easier to invest money in a good psychologist to learn how to manage ourselves than to waste money.
Dependence on public opinion
In this case, goods and services are bought not at all because there is a need, but because a person unconsciously needs the approval and recognition of society. Beautiful clothes, expensive devices and other accessories allow you to feel comfortable and add confidence to a person that he is worthy of the attention of others, however, of course, this is a fundamentally wrong approach to the issue. In the event that you realize that you have such a problem, pay attention to the features of your self-esteem and work on developing confidence and self-sufficiency (see also: How to become self-sufficient: 10 mantras of a confident woman).
Unwillingness to look inward
Spending money distracts from more important life issues, giving a false sense of stability and happiness. A person who closes himself off from reality by spontaneous purchases actually runs away from himself, ignoring issues related to his present and future.
Summing up all of the above, it is worth saying that uncontrolled spending always signals the presence of an internal problem, the solution of which requires a whole series of efforts and detailed analysis, and therefore you should not perceive waste as a simple whim that does not need your attention.
Evgeniya Shepeleva
Photo: Getty Images
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